Everything you need to know about turning earned reader coins into a payout.
1. Earn reader coins
Readers buy coin packs and spend coins to unlock paid chapters. Authors set which chapters are free and which are paid; paid chapters start at 100 coins. Coins spent on a chapter move into its author's coin balance. AI credits and audio subscriptions are separate from reader coins.
2. Check the cashout value
Each earned coin redeems at $0.005 USD before fees. The platform fee is 8% for both Stripe and PayPal, so authors keep 92% of coin redemption value, not 92% of readers' checkout spending.
Example: 2,000 coins → $10.00 gross Platform fee (8%) → −$0.80 You receive → $9.20
The minimum is 2,000 coins ($10 gross) through Stripe, or 5,000 coins ($25 gross) through PayPal. Gross cashout value and the fee are rounded to whole US cents at cashout.
3. Choose a payout method
Open Cash Out from your author dashboard. For bank payouts, connect your Stripe account and complete its onboarding requirements. For PayPal, enter and confirm your PayPal email. Enter the number of coins, review the dollar breakdown, and submit the cashout. Payout history shows its status; a successful transfer does not guarantee immediate arrival in your bank.
Iloris pays sender payout fees separately. Your provider may apply recipient currency-conversion or withdrawal fees.
4. Existing balances
Every old coin was converted into 100 new coins, preserving its gross redemption value. Existing chapter prices increased by the same factor, and chapters readers already unlocked remain accessible. Cashouts reserved before conversion retain their agreed dollar payout.
For pack prices and chapter examples, see How Payments Work.